Oh I do love this arrangement of 2 Technique Junkie Tutorial http://www.patstamps.com/index.html Torn frame from Kathie McGuire and Reinker Splash from Nancy Leimer.
Stamp credit "Woman in waiting" from Stampabilities.
Reinkers used Yellow, Tattered Rose, Vintage Photo, gold Krylon Pen. Embossed in clear.
Ink "Vintage Photo".